:root{--navy:#0b1f3a;--ink:#112440;--paper:#ffffff;--accent:#2459d3;--line:#d8e1ee;--muted:#526176}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:24px}body{margin:0;background:var(--paper);color:var(--ink);font:16px/1.65 Arial,Helvetica,sans-serif}a{color:inherit}button,input,select{font:inherit}a,button,input,select,summary{ -webkit-tap-highlight-color:transparent}h1,h2,h3,p{margin:0}h1,h2,h3{line-height:1.1;font-weight:650;letter-spacing:-.045em}h1{font-size:clamp(44px,4.8vw,72px);margin:26px 0}h2{font-size:clamp(34px,3.6vw,54px)}h3{font-size:26px}em{font-family:inherit;font-style:normal;font-weight:inherit;color:var(--accent)}p{color:var(--muted)}.wrap{width:min(1240px,calc(100% - 96px));margin:auto}.header{height:112px;display:flex;align-items:center;gap:32px;border-bottom:1px solid var(--line)}.brand{display:flex;align-items:center;gap:14px;text-decoration:none;font-size:10px;letter-spacing:1.4px;line-height:1.7}.brand b{font-weight:600}.mark{font:700 47px/1 Arial,Helvetica,sans-serif;letter-spacing:-4px;border-right:1px solid var(--line);padding-right:20px}.mark span{color:var(--accent)}.header nav{display:flex;gap:26px;margin-left:auto;font-size:13px}.header nav a{text-decoration:none}.header-cta{font-size:13px;font-weight:600;text-decoration:none;background:var(--navy);color:#fff;padding:12px 16px}.header-cta span{margin-left:12px}.hero{display:grid;grid-template-columns:1.15fr 1fr;gap:8%;padding:68px 0 76px;align-items:start}.hero-copy{padding-top:20px}.eyebrow{font-size:10px;letter-spacing:2px;font-weight:700;color:var(--accent);display:block}.lead{font-size:20px;line-height:1.65;max-width:590px}.credential{display:flex;align-items:center;gap:14px;margin-top:34px}.credential>span{border:1px solid var(--line);border-radius:0;width:50px;height:50px;display:grid;place-items:center;font:700 14px Arial,Helvetica,sans-serif}.credential p{font-size:13px;line-height:1.6}.credential b{color:var(--ink)}.hero-foot{display:flex;gap:24px;border-top:1px solid var(--line);padding-top:24px;margin-top:40px;font-size:9px;letter-spacing:1.5px;color:var(--muted)}.enquiry{background:var(--navy);color:white;padding:32px;border-radius:0;border-top:4px solid var(--accent);box-shadow:none}.form-label{display:flex;justify-content:space-between;gap:12px;font-size:8px;letter-spacing:1.5px;color:#c5d3e7;border-bottom:1px solid #344760;padding-bottom:20px;margin-bottom:24px}.enquiry h2{font-size:35px;margin-bottom:12px}.enquiry>p{font-size:13px;color:#c5d3e7;margin-bottom:22px}form label{display:flex;justify-content:space-between;font-size:12px;margin-top:14px;margin-bottom:6px}form label span{font-size:10px;color:#c5d3e7}input,select{width:100%;padding:11px 13px;border:1px solid #c4cfdf;border-radius:0;background:#ffffff;color:var(--navy);font-size:14px;min-height:44px}.button{display:flex;justify-content:space-between;align-items:center;gap:25px;padding:16px 20px;background:#2459d3;color:#fff;border:0;text-decoration:none;font-size:14px;font-weight:600;cursor:pointer;min-height:52px}.button:hover{background:#1946ad}.button:disabled{opacity:.65;cursor:wait}form .button{width:100%;margin:22px 0 12px}.phone summary{font-size:12px;color:#c5d3e7;padding:14px 0 0;cursor:pointer;list-style:none;display:flex;justify-content:space-between}.small{font-size:10px;line-height:1.6;color:#c5d3e7}.error{display:block;color:#ffbfa5;font-size:12px}.error:empty{display:none}#form-status{font-size:13px;color:#ffcab5;margin-top:12px}.trap{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden}.success-mark{font-size:40px;color:#91b6ff;margin-bottom:20px}#success p{color:#d6e2f3;margin-top:18px}.intro-section{display:grid;grid-template-columns:1fr 1fr;gap:8%;padding:76px 0;border-top:1px solid var(--line)}.intro-section h2{margin-top:20px}.intro-section p+p{margin-top:20px}.text-link{display:inline-block;text-decoration:none;padding:12px 0;border-bottom:1px solid var(--accent);font-size:14px;margin-top:16px}.services{padding:20px 0 90px}.section-title{margin-bottom:35px}.section-title h2{margin-top:18px}.service-row{display:flex;gap:28px;align-items:center;text-decoration:none;border-top:1px solid var(--line);padding:28px 0}.service-row:last-child{border-bottom:1px solid var(--line)}.index{font:600 16px Arial,Helvetica,sans-serif;color:var(--accent);align-self:flex-start}.service-row h3{margin-bottom:10px}.service-row p{font-size:14px}.round-arrow{margin-left:auto;border:1px solid var(--line);border-radius:0;min-width:46px;height:46px;display:grid;place-items:center}.service-row:hover .round-arrow{background:var(--navy);color:#fff}.approach{background:var(--navy);color:#fff;padding:80px 0}.approach-grid{display:grid;grid-template-columns:1fr 1fr;gap:12%}.approach h2{margin:20px 0 25px}.approach p{color:#c5d3e7;max-width:420px}.approach em{color:#91b6ff}.approach .eyebrow,.lens span{color:#91b6ff}.lens>div{padding:23px 0;border-bottom:1px solid #344760}.lens>div:first-child{padding-top:0}.lens span{font-size:10px;letter-spacing:1.5px}.lens h3{margin:12px 0}.lens p{font-size:14px}.adviser{padding:80px 0;border-top:1px solid var(--line)}.adviser>div{max-width:800px}.adviser h2{margin:20px 0}.adviser p+p{margin-top:18px}.faq{border-top:1px solid var(--line);padding:70px 0;display:grid;grid-template-columns:.8fr 1.2fr;gap:12%}.faq h2{margin-top:18px}.faq details{border-bottom:1px solid var(--line);padding:18px 0}.faq summary{cursor:pointer;font-size:16px;list-style:none;display:flex;gap:20px;justify-content:space-between;line-height:1.5}.faq summary span{color:var(--accent)}.faq details p{font-size:14px;padding:16px 28px 4px 0}.closing{border-top:1px solid var(--line);padding:60px 0 80px;display:flex;align-items:center;justify-content:space-between;gap:24px;flex-wrap:wrap}.closing .eyebrow{flex-basis:100%}.closing .button{min-width:260px}footer{background:var(--navy);color:#fff;padding:50px 0 20px}footer p,footer .footer-bottom{color:#c5d3e7}footer .eyebrow,footer .mark span{color:#91b6ff}footer .mark{border-color:#344760}.footer-top{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:50px}.footer-top>div>a:not(.brand){display:block;font-size:13px;margin-top:13px;text-decoration:none}.footer-top p:not(.eyebrow){font-size:13px;margin-top:20px}.footer-bottom{display:flex;justify-content:space-between;gap:20px;border-top:1px solid #344760;padding-top:20px;margin-top:40px;font-size:10px;color:var(--muted)}.breadcrumb{display:flex;gap:12px;font-size:12px;margin-top:28px;color:var(--muted)}.article{max-width:880px;padding:30px 0 80px}.article section{padding:36px 0;border-top:1px solid var(--line)}.article h2{font-size:36px;margin:18px 0 22px}.article h3{font-size:24px;margin-bottom:14px}.article p+p{margin-top:18px}.article li{padding:5px 0;color:var(--muted)}.article a{color:var(--accent)}.note{background:#edf2f9;padding:26px;margin:26px 0;border-left:3px solid var(--accent)}.number-story{background:var(--navy);color:white;padding:28px;margin:25px 0}.number-story small{font-size:9px;letter-spacing:1.5px;display:block;color:#c5d3e7}.number-story strong{font:650 36px Arial,Helvetica,sans-serif;display:block;margin:10px 0}.number-story>span{display:block;border-top:1px solid #344760;border-bottom:1px solid #344760;padding:12px 0;margin:16px 0;font-size:14px}.caption{font-size:12px}.checklist>div{padding:18px 0;border-bottom:1px solid var(--line)}.checklist b{font-size:17px}.checklist p{font-size:14px;margin-top:6px}.mobile-nav,.mobile-cta{display:none}.skip{position:absolute;left:-9999px}.skip:focus{left:16px;top:16px;background:#fff;padding:12px;z-index:9}:focus-visible{outline:3px solid #6998ff;outline-offset:4px}[hidden]{display:none!important}
@media(max-width:980px){.wrap{width:calc(100% - 48px)}.header nav{gap:14px}.header-cta{display:none}.hero{gap:5%;grid-template-columns:1fr 1fr}h1{font-size:48px}.enquiry{padding:25px}.form-label{font-size:7px}.hero-foot{flex-direction:column;gap:8px}.adviser,.faq{gap:7%}}
@media(max-width:700px){.wrap{width:calc(100% - 36px)}.header{height:86px}.header nav{display:none}.header-cta{display:block;margin-left:auto;font-size:11px}.brand{font-size:8px;gap:9px}.mark{font-size:38px;padding-right:13px}.mobile-nav{display:block;border-bottom:1px solid var(--line);font-size:12px}.mobile-nav summary{padding:13px 0;display:flex;justify-content:space-between;cursor:pointer}.mobile-nav nav{display:flex;flex-direction:column;gap:12px;padding-bottom:16px}.hero{grid-template-columns:1fr;padding:36px 0 50px;gap:35px}.hero-copy{padding:0}h1{font-size:49px;margin:22px 0}.lead{font-size:18px}.hero-foot{flex-direction:row;gap:20px;margin-top:28px;padding-top:20px}.credential{margin-top:24px}.enquiry{padding:26px;box-shadow:none}.intro-section,.approach-grid,.adviser,.faq{grid-template-columns:1fr;gap:30px}.intro-section{padding:45px 0}.services{padding-bottom:50px}.service-row{gap:15px;padding:22px 0}.service-row h3{font-size:23px}.service-row p{font-size:13px}.round-arrow{min-width:36px;height:36px}.approach{padding:50px 0}.approach h2{font-size:46px}.adviser{padding:55px 0}.faq{padding:45px 0}.closing{padding:40px 0 50px}.closing h2{font-size:42px}.footer-top{grid-template-columns:1fr 1fr;gap:30px}.footer-top>div:first-child{grid-column:1/-1}.footer-bottom{flex-direction:column;gap:6px;padding-bottom:58px}.mobile-cta{position:fixed;bottom:0;left:0;right:0;z-index:5;display:flex;justify-content:space-between;padding:15px 20px;background:var(--navy);color:#fff;text-decoration:none;font-size:14px;border-top:1px solid #344760}.mobile-cta.is-hidden{display:none}.article{padding-top:0}.article h2{font-size:31px}.article section{padding:28px 0}.breadcrumb{font-size:11px}.form-label{font-size:8px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}

.hero{padding-top:36px;align-items:start}

.specialist-links{display:flex;flex-wrap:wrap;gap:12px 25px;padding:15px 0;font-size:12px}.article section p{max-width:850px}


/* LOCAL COVERAGE */
.local-content{padding-top:40px;padding-bottom:48px;max-width:940px;line-height:1.75}.local-content h2{font-size:clamp(26px,3.3vw,38px);line-height:1.2;margin:32px 0 18px}.local-content h3{font-size:23px;margin:24px 0 14px}.local-content p{margin:0 0 18px}.local-content ul,.local-content ol{padding-left:24px;margin:18px 0}.local-content li{margin-bottom:10px}.local-content a,.local-coverage a,.local-footer a{text-decoration:underline;text-underline-offset:4px}.local-content a:focus-visible,.local-coverage a:focus-visible,.local-location summary:focus-visible,.local-faq summary:focus-visible{outline:3px solid currentColor;outline-offset:5px}.local-coverage{display:grid;grid-template-columns:1fr 1fr;gap:40px;padding-top:40px;padding-bottom:45px;border-top:1px solid #c7cdd4;line-height:1.7}.local-coverage h2{font-size:clamp(27px,3.2vw,38px);line-height:1.2;margin:12px 0 20px}.local-coverage p{margin-bottom:18px}.local-footer{padding-top:25px;padding-bottom:35px;line-height:1.6;font-size:14px}.local-footer p{margin-top:10px;max-width:750px}.local-location{margin:15px 0 20px;line-height:1.5}.local-location summary{cursor:pointer;font-size:13px;padding:8px 0;font-weight:600}.local-location label{display:block;margin-top:10px;font-size:13px}.local-location input{width:100%;box-sizing:border-box;margin-top:6px}.local-location p{font-size:12px!important;line-height:1.5;margin-top:8px!important;margin-bottom:8px!important}.local-faq{padding:18px 0;border-bottom:1px solid #c7cdd4}.local-faq summary{font-size:17px;font-weight:600;cursor:pointer;line-height:1.5}.local-faq p{margin:14px 0 0}header nav{flex-wrap:wrap;row-gap:10px}@media(max-width:760px){.local-coverage{grid-template-columns:1fr;gap:12px}.local-content{padding-top:25px;padding-bottom:30px}.local-footer{padding-bottom:75px}}